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            of the
            Day Welcome to the georgiareverseloans.com website, your one-stop shop for  Reverse Mortgages in the state of Georgia. The key to successfully securing a  HUD-insured Reverse Mortgage is the education and knowledge you receive
about this unique mortgage program prior to the transaction. I will educate you on every pertinent aspect of the program and when the education fits the need, I will be here for you.
At georgiareverseloans.com, I pride myself in putting seniors and their family members first, above all else. With the recent exits of Bank of America, Wells Fargo, and now MetLife from the reverse mortgage industry, who can you trust? Trust a smaller company who might not have all the TV ads, but offers the very same HUD program with better service and personable involvement. Who do you think helps pay for all those ads? The borrowers. My lender keeps overhead costs low so you can get the best value available. Once you provide me with your individual financial situation, I will look at every detail and advise you as to why a reverse mortgage might or might not be right for you. If there is a better financial solution out there for your situation, I and your HUD counselor will tell you. I also recently received a RCS-D designation to help deal with safe, financial solutions when a house is involved in a divorce where at least one of the parties is age 62 or older. If a Reverse Mortgage does turn out to be the right answer for you, I will help you every step of the way on the road to better financial security in your retirement years. Working in the reverse mortgage business since February of 2005, I have seen countless lives turned around with the security and financial independence gained from a Reverse Mortgage.  
If you are at least 62 years of age and own a home as your primary residence, here is all you need to do. Call me at (678) 530-0511; or email me at financialsecurity@georgiareverseloans.com and provide me with the following information:
1. The date of birth for you and your spouse (if applicable)
2. The approximate value of your house
3. The total amount of any mortgages or liens you currently have
4. Your zip code (full address would be even more helpful)
5. Are you buying a house with a reverse mortgage?

I will take this information and send you a full reverse mortgage proposal from our top notch HUD-approved lender complete with: Educational information about how the program works; the amount of funds you can receive; all potential fees and costs; how to prepare for your required HUD counseling session; and a list of HUD-approved counselors to choose from. Once you have received your HUD counseling certificate, I will then proceed with your application either in person, online, or through FedEx (your choice) and collect the necessary documentation for your processing and underwriting. Your HUD appraisal with follow shortly thereafter. I even offer an in-home closing attorney to you so that you can literally go through the whole process and never have to leave the comfort of your home!
Don't put off your economic independence, financial security and peace of mind any longer. These things are only one phone call or email away. We are proud to be your Reverse Mortgage resource in Georgia. 
Reverse Mortgage...Forward Thinking 


 
 

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Reverse Mortgages

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

 

Am I Eligible?

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance
that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

 

How Much Do I Get?

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.

 
 

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